logo

Business Checking

 

  Signature Business Checking Growth Business Checking Core Business Checking Community Checking Growth Business Checking with Interest Non-Profit Business Interest
Minimum Balance to Open $100 $100 $100 $100 $100 $100
Minimum Balance Requirement to Avoid Monthly Maintenance Fee None None $500 average daily balance3 None None $50,000 average daily balance3
Monthly Maintenance Fee $18 $8 $8 $18 if there are more than 50 transactions2 $8 $18
Earning Credit or Interest Based Earnings Credit Earnings Credit None Interest earned if
average daily balance3
is greater than or
equal to $2,500
Variable interest rate paid monthly Variable interest rate paid monthly
Additional Account Information Monthly maintenance fee and other fees can be reduced or eliminated by your Earnings Credit
  • $0.17 per debit1
  • $0.45 per paper deposit
  • Free electronic credits
  • $0.08 per On Us check deposited
  • $0.12 per other check deposited
Monthly maintenance fee and other fees can be reduced or eliminated by your Earnings Credit
  • 20 free debits1; $1 per debit over 20
  • $0.40 per paper deposit
  • Free electronic credits
  • $0.05 per On Us check
  • $0.08 per other check deposited
Monthly maintenance fee will be waived if you maintain the minimum balance requirement
  • 150 free transactions2 if your average daily balance3 is between $500 and $4,999.99
  • 300 free transactions2 if your average daily balance3 is $5,000 or greater
  • $0.30 per debit1 if minimum balance is not met or if you exceed the number of free transactions2
  • $0.30 per paper deposit if minimum balance is not met or if you exceed the number of free transactions2
  • Free electronic credits
  • $0.30 per On Us check deposit if minimum balance is not met or if you exceed the number of free transactions2
  • $0.30 per other check deposited if minimum balance is not met or if you exceed the number of free transactions2
  • $0.45 per debit1 if there are more than 50 transactions2 per month
  • $0.45 per paper deposit if there are more than 50 transactions2 per month
  • Free electronic credits
  • $0.45 per On Us check if there are more than 50 transactions2 per month
  • $0.45 per other check deposited if there are more than 50 transactions2 per month
  • 20 free debits1; $1 per debit over 20
  • $0.40 per paper deposit
  • Free electronic credits
  • $0.05 per On Us check deposited
  • $0.08 per other check deposited
Monthly maintenance fee will be waived if you maintain the minimum balance requirement
  • $0.45 per debit1 if there are more than 150 transactions2 per month
  • $0.45 per paper deposit if there are more than 150 transactions2 per month
  • Free electronic credits
  • $0.45 per On Us check deposited if there are more than 150 transactions2 per month
  • $0.45 per other check deposited if there are more than 150 transactions2 per month

All Sunrise Business Checking Accounts also offer these features:

  • Free estatements – $1.50 monthly charge if you receive paper statements4
  • Free MasterCard® Business Debit Card
  • Online Banking6 and Bill Pay6,7 options
  • Access to the free UChoose Rewards debit card program
    • Earn 1 point for every $3 you spend when you use your MasterCard debit card for everyday purchases
    • Redeem your points at hundreds of retailers nationwide
    • For more information and to register your debit card visit uchooserewards.com
    


1
Debit items consist of written checks, drafts, point-of-sale transactions and preauthorized payments.
2 Transactions consist of checks deposited, deposit tickets, miscellaneous credit items, written checks, drafts, point-of-sale transactions and preauthorized payments.
3 The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period. The period we use for this calculation is monthly.
4 Paper Statements are the default for all accounts.
5 Unlimited in person and ATM withdrawals. Six free electronic withdrawals per statement cycle; federal regulations only allow six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party. $1 per withdrawal over six.
6 Additional fees may apply.
7 Bill Pay will become inactive after 3 months of inactivity.