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Cash Management

Banking solutions to help you manage your accounts and cash flow with ease, prevent fraud and save time.

Products & Services

  • Online banking is an efficient and easy way to monitor daily activity, watch for unusual transactions, and manage your bank accounts 24/7.
  • Benefits and Features
    • Track transactions in real time
    • Place stop payments on your checking accounts
    • Transfer funds between Sunrise Banks accounts
    • Dual control options for added security
    • Multiple levels of user security appropriate for user responsibilities
    • Alerts regarding account balances and activities
    • Export data
    • Make loan payments
    • Submit tax payments
  • Make non-cash deposits into your bank account without ever leaving your desk.
  • Benefits and Features 
    • Same-Day credit
    • Access EZ Deposit via Windows Operating System, Internet Explorer and a check scanner that we provide
    • Consolidate funds from multiple locations
    • Reduce bank courier fees
    • Reduce employee travel expenses
    • Quickly download deposit files into your accounting system
    • Designated authorized users for Information security
  • A tool to help reduce your chance of check fraud losses
  • Benefits and Features 
    • Detects counterfeit/altered checks allowing you  to validate your business’ issued checks
    • Easy to use through your online banking account
    • Verify checks presented for payment
    • Monitor all checks or just those at a dollar amount threshold
    • Email notification is sent whenever exceptions occur

For your checking accounts that have no ACH debit activity

  • Benefits and Features 
    • Protects you from ACH debits posting to your account
    • Never worry about unauthorized ACH transactions
  • Compares your incoming ACH debits to a list of your authorized ACH payees
  • Unauthorized ACH debits will be returned
  • Gives you the flexibility to securely send and receive electronic payments through the ACH network
  • Use ACH to pay employees and vendors
  • Use ACH to collect payments, fees for services/supplies, and donations
  • Users and file limits are established for your security
  • A convenient and secure way to transfer money or make same-day payments world-wide
  • Repetitive codes are available when wiring to the same company on a regular basis
  • Wire transfers initiated through online banking are at a reduced fee
  • Available through your Online Banking account. You may never find the need to write paper checks again!
  • Make one-time payments or schedule recurring and future payments
  • Choose to receive vendor bills electronically through Bill Pay
  • Designed to help you manage your daily cash flow while providing efficient use of your funds.
  • One way or two way sweeps are available using your deposit and loans. 
  • Use to maintain a zero balance account (ZBA) or peg balance to save interest expense on your line of credit
  • Use for a peg balance to reduce your DDA service charges
  • Use for overdraft protection and avoid the risk of having your checks returned
  • A cost effective solution for accepting card payments
  • Visa, MasterCard, Discover and American Express accepted
  • Options for small and large merchants, online or face-to-face environment
  • Wireless, PC based and card swipe terminals  available based on your business’ needs
  • Provides detailed DDA service charge analysis for certain DDA types
  • Available through Online Banking at no charge or can be mailed to you for a fee.
  • No need to wait for your statements to arrive by mail
  • You will be notified via email when your statement is ready for viewing
  • Your statements are free when accessed through Online Banking, or can be mailed to you for a fee.
  • Receive invoice addenda records tied to ACH payments
  • EDI Notifications through Online Banking are provided to you at no additional cost.
  • Allows you to receive return item information quicker, receive alternative notifications regarding returned items, and request special processing of items.
  • Notification options are available
  • From shop supplies to travel and entertainment, consolidate all expenses to a business credit card for better expense tracking and cash flow.
  • Card programs are offered for all businesses from small nonprofits and sole proprietors to large corporations.  Let us help you choose the right card
  • Rewards, consolidated billing and zero fraud liability protection are all free services included with your card
  • Certificate of Deposit Account Registry Service®. It’s the easiest, most convenient way to increase FDIC insurance on large deposits.
  • FDIC Insured Cash Sweep. Funds are placed in a money market deposit account that earns interest and is eligible for increased FDIC insurance.