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Prepaid Programs

Just as Sunrise Banks is committed to providing flexible, affordable financial service solutions that meet the needs of our local community, through our Prepaid Program we are able to offer these same features on a national scale. Working with our business partners, Sunrise Banks has created a portfolio of prepaid products that promote financial services to both individuals looking for an alternative to a traditional bank account and businesses looking for ways to reduce costs related to payroll, commission or incentive payments. The Most Innovative Bank Empowering the Underserved to Achieve.

10 cards or 10 million
Sunrise Banks prides itself on scalability. Whether the need is simply to provide payroll cards to a handful of employees who do not have a traditional checking account, to offer a promotional card, or reach an entire segment of the population with a general spend offering, we are happy to help.

Prepaid Program Types

  • General Spend Programs - No credit checks required. We offer options that replace check cashing fees and allow for bill payment and card services that previously were not accessible without a credit history.
  • Payroll Programs - Payroll and commission payments directly to a card from your employer.
  • Corporate Incentive and Bonus Program - Employee or customer rewards cards can replace cash bonuses or small dollar check issuances.

Card Program Features

  • Visa, MasterCard and Discover partnerships
  • FDIC Insured Accounts
  • Expertise in bank regulation and compliance including BSA/CIP and AML requirements

More Information
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nbpca-code-of-conduct-seal-web Sunrise Banks is a proud member of the Network Branded Prepaid Card Association (NBPCA).


Code of Conduct and Guiding Principles


NBPCA Members are expected to meet or exceed the following standards: Network branded prepaid products and services must deliver consumer value by providing a safe, convenient and efficient method to manage, spend and transfer money for consumers, government and industry.


Gift Cards issued by Sunrise Banks, N.A., Member FDIC, pursuant to a license from MasterCard International Incorporated.